Dairy Loan Scheme

Financial Support for Dairy Farming - From Cattle Purchase to Milk Production

Scheme Overview

The Dairy Loan Scheme provides comprehensive financial assistance to individuals and groups for establishing and expanding dairy farming operations, including cattle purchase, shed construction, and milk processing facilities.

Loan up to ₹10 lakh for individual farmers
Subsidy up to 33% for general category
Insurance coverage for cattle
Technical guidance and training

Dairy Farming

Eligibility Criteria

Individual Farmers

Small and marginal farmers, landless laborers

Groups

SHGs, Joint Liability Groups, Dairy cooperatives

Land Requirement

Minimum space for cattle shed and fodder cultivation

Age Limit

18 to 65 years for individual applicants

Scheme Benefits

01

Interest Subsidy

Subsidy on interest rates for timely repayment

02

Cattle Insurance

Insurance coverage for milch animals

03

Veterinary Support

Free veterinary services and artificial insemination

04

Training Programs

Animal husbandry and dairy management training

05

Market Linkage

Assistance in milk marketing and value addition

06

Breed Improvement

Access to high-yield cattle breeds

Loan Components

Milch Animals

Up to ₹2 Lakh

For purchase of high-yield milch animals

Cattle Shed

Up to ₹1 Lakh

Construction of scientific cattle shed

Equipment

Up to ₹50,000

Milking machines, chaff cutters, etc.

Fodder Cultivation

Up to ₹50,000

For fodder seeds and cultivation

Subsidy Details

Category
Subsidy Rate
Maximum Subsidy
General Category
25%
₹1.25 Lakh
SC/ST Farmers
33.33%
₹1.67 Lakh
Women Farmers
30%
₹1.50 Lakh
NE Region Farmers
50%
₹2.50 Lakh

Recommended Cattle Breeds

Sahiwal

Milk Yield: 8-12 liters/day

Adaptability: High

Gir

Milk Yield: 10-15 liters/day

Adaptability: Very High

Holstein Friesian

Milk Yield: 20-25 liters/day

Adaptability: Moderate

Jersey

Milk Yield: 15-20 liters/day

Adaptability: Good

Required Documents

Personal Documents

  • Aadhaar Card
  • PAN Card
  • Voter ID/Driving License
  • Caste Certificate (if applicable)
  • Passport Size Photos

Land & Property

  • Land Documents
  • Property Tax Receipt
  • Site Plan for Cattle Shed
  • Water Source Proof

Project Documents

  • Detailed Project Report
  • Cattle Quotations
  • Construction Estimates
  • Market Survey Report

Application Process

1

Document Collection

Gather all required documents and prepare project report

2

Bank Application

Submit loan application to nearest bank branch

3

Technical Verification

Site inspection and technical feasibility study

4

Loan Sanction

Loan approval and subsidy processing

5

Cattle Purchase

Purchase of milch animals and setup completion

Start Your Dairy Farming Business

Get complete assistance for dairy loan application and farm setup

Apply Now