9311937800

Agriculture Infrastructure Fund (AIF)

Financing Scheme for Post-Harvest Management and Community Farming Assets

Scheme Overview

The Agriculture Infrastructure Fund is a medium to long term debt financing facility for investment in viable projects for post-harvest management infrastructure and community farming assets.

₹1 Lakh Crore financing facility
Interest subvention up to 3%
Credit guarantee coverage
Moratorium up to 2 years

Farm Infrastructure

Eligibility Criteria

Farmers

Individual farmers, FPOs, and farmer groups

Entrepreneurs

Agri-entrepreneurs and agri-tech startups

Companies

Agri-based companies and cooperatives

Partnerships

Joint Liability Groups and SHGs

Scheme Benefits

01

Interest Subvention

3% interest subvention per annum for up to 7 years

02

Credit Guarantee

Credit guarantee coverage under CGTMSE scheme

03

Loan Tenure

Up to 7 years including moratorium period

04

Collateral Free

Loans up to ₹2 crore without collateral security

05

Quick Processing

Fast track approval within 30 days of application

06

Technical Support

Project report preparation and technical guidance

Eligible Activities

Warehouses

Scientific storage infrastructure and cold storage

Pack Houses

Sorting, grading, packing and assaying units

Logistics

Supply chain infrastructure and ripening chambers

Processing

Primary processing centers and value addition

Organic Units

Organic production and certification infrastructure

Nurseries

Seed processing units and tissue culture labs

Loan Details

Maximum Loan Amount
₹2 Crores
Interest Subvention
3% per annum
Subvention Period
Up to 7 Years
Moratorium Period
Up to 2 Years
Repayment Period
Up to 7 Years
Collateral Free Limit
Up to ₹2 Crores

Required Documents

Identity & Address Proof

  • Aadhaar Card
  • PAN Card
  • Voter ID/Driving License
  • Recent Photographs

Business Documents

  • Land Documents/Lease Agreement
  • Business Registration Certificate
  • Udyam Registration
  • Project Report

Financial Documents

  • Bank Statements (1 year)
  • Income Tax Returns (3 years)
  • Balance Sheets (3 years)
  • Cost Estimates & Quotations

Application Process

1

Project Identification

Identify viable agriculture infrastructure project

2

Document Preparation

Prepare detailed project report and gather documents

3

Bank Application

Submit loan application to participating bank

4

Technical Appraisal

Project evaluation and technical feasibility study

5

Sanction & Disbursal

Loan sanction and disbursement with interest subvention

Build Your Agriculture Infrastructure

Get complete assistance for AIF loan application and project setup

Apply Now