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Agriculture Loans & Subsidies

Comprehensive Financial Solutions for Farmers and Agri-Entrepreneurs

Overview

We provide complete assistance for all government agriculture loans and subsidy schemes. From crop loans to agricultural infrastructure financing, get expert guidance and support for all your farming financial needs.

100+ Loan Schemes Covered
Up to 100% Subsidy Available
Interest Rates from 0-7%
End-to-End Documentation

Complete Agri-Finance Solutions

Loan Categories

Crop Loans

Kharif & Rabi season crop financing with subsidy support

4% per annum 50% subsidy

Farm Machinery

Tractors, harvesters, and agricultural equipment financing

7% per annum 40% subsidy

Irrigation Systems

Drip irrigation, sprinklers, and water management solutions

5% per annum 55% subsidy

Storage Infrastructure

Cold storage, warehouses, and post-harvest management

6% per annum 35% subsidy

Animal Husbandry

Dairy farming, poultry, fisheries, and livestock loans

4% per annum 33% subsidy

Organic Farming

Organic certification, input cost, and market linkage support

3% per annum 50% subsidy

Major Government Schemes

Popular

Kisan Credit Card (KCC)

Flexible credit for crop production and consumption needs

  • ₹3 Lakh limit
  • 4% interest rate
  • ATM facility
  • Crop insurance included
Subsidy: Yes
New

PM-KISAN

Income support of ₹6000 per year to all landholding farmers

  • ₹6000 per year
  • 3 installments
  • Direct benefit transfer
  • All farmers eligible
Subsidy: 100%
Featured

Agriculture Infrastructure Fund

₹1 Lakh Crore financing for post-harvest infrastructure

  • ₹2 Crore loan
  • 3% interest subvention
  • 7 years tenure
  • Credit guarantee
Subsidy: Partial

Subsidy Patterns

General Category

40%

For all farmers belonging to general category

  • Maximum limit: ₹50,000
  • All schemes applicable
  • Bank linkage required

SC/ST Category

50%

Special subsidy for scheduled castes and tribes

  • Maximum limit: ₹75,000
  • Additional state benefits
  • Priority processing

Women Farmers

45%

Enhanced subsidy for women entrepreneurs in agriculture

  • Maximum limit: ₹60,000
  • Special training programs
  • Lower interest rates

Small & Marginal

55%

Higher subsidy for small and marginal farmers

  • Maximum limit: ₹1,00,000
  • Up to 2.5 acres land
  • All central schemes

Interest Rates Comparison

Loan Type Normal Rate Subsidized Rate Max Loan Amount Subsidy %
Crop Loan (KCC) 9% 4% ₹3,00,000 50%
Dairy Farming 10% 4% ₹5,00,000 33%
Farm Machinery 11% 7% ₹15,00,000 40%
Irrigation System 10% 5% ₹8,00,000 55%
Greenhouse 12% 6% ₹12,00,000 35%
Poultry Farm 11% 5% ₹10,00,000 45%

Eligibility Criteria

Individual Farmers

Land ownership documents and farming experience required

Joint Families

Family land holding and joint application acceptable

FPOs & Cooperatives

Registered farmer producer organizations and cooperatives

Agri-Entrepreneurs

Business registration and project viability required

Required Documents

Identity & Address Proof

  • Aadhaar Card
  • PAN Card
  • Voter ID/Driving License
  • Recent Photographs

Land & Farming Proof

  • Land Ownership Documents
  • 7/12 Extract or Land Records
  • Soil Testing Report
  • Crop cultivation proof

Financial Documents

  • Bank Statements (1 year)
  • Income Tax Returns (if applicable)
  • Existing Loan Details
  • Project Report (for large loans)

Application Process

1

Scheme Selection

Choose the right loan scheme based on your requirements

2

Document Collection

Gather all required documents as per scheme guidelines

3

Application Submission

Submit application to bank or through our portal

4

Technical Appraisal

Field verification and project assessment

5

Sanction & Disbursal

Loan sanction and subsidy approval process

Get Your Agriculture Loan Today

Expert guidance for all government agriculture loans and subsidies

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