🎯 Objective

To provide low-interest loans to farmers, FPOs, PACS, cooperatives, startups, and entrepreneurs for creating agricultural infrastructure and improving storage, processing, and marketing of agricultural produce.

✅ Eligibility

  • Farmers
  • FPOs (Farmer Producer Organizations)
  • PACS and Cooperative Societies
  • Startups
  • Agri-Tech Companies
  • Agriculture-related Entrepreneurs

📊 Key Features

Loan Amount

Up to ₹2 crores per project (higher for multiple projects)

Interest Subsidy

Up to 3% interest subvention (on loans up to ₹2 crores)

Guarantee

CGTMSE guarantee cover available

Loan Tenure

7 to 9 years

Moratorium Period

Up to 2 years (interest-only payments initially)

🏗️ Eligible Activities

Cold Storage

Construction and modernization of cold storage facilities

Warehouses

Warehouse construction and upgradation

Silos

Grain storage silos for bulk storage

Pack Houses

Packaging and handling facilities

Grading & Sorting

Quality grading and sorting units

Processing Units

Food processing and value addition facilities

Supply Chain

Supply chain infrastructure development

Farmgate Infrastructure

Infrastructure at farmgate level

💡 Scheme Benefits

This scheme is designed to provide long-term economic strength and stability to farmers and agricultural entrepreneurs by building robust agricultural infrastructure across the country.

Build Your Agricultural Infrastructure

Avail AIF loan with interest subsidy and long repayment tenure for your agri-infrastructure projects

Apply For AIF Loan